What is Polymorphic security and payments?

Polymorphic security and payments are where every retailer accepts whatever the
card member wants to fund their purchases with and the resulting method of payment is
consistent and completely secure. It’s where the retailer no longer dictates the method by which a consumer will fund their purchase. This represents a complete 180 degree pivot on who selects the source of funds used for a purchase. The Volt card will therefore provide each card member with a consistent user experience regardless of payment type, platform, settlement method or destination account – and no matter whether they’re spending online, over the telephone or in a store.


The Volt card has been designed to deliver this consistent polymorphic experience for shoppers. When cardmembers link their Visa® and Mastercard® funding cards to the Volt card, they’ll be able to use any of these cards to securely fund their purchases with, wherever Mastercard® is accepted – regardless of whether the retailer directly accepts the card the cardmember wants to ultimately fund the purchase with or not.

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